Sebelum Memulai Bisnis, Anda Bisa Mulai Membuat Anggaran Biaya Dulu.

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Tidak Ingin Membuang Modal Anda Sia-Sia? Cobalah Belajar Membuat Anggaran Biaya Dulu!

Anda baru saja membuka sebuah bisnis kecil. Anda tahu marketing, tetapi ketika datang ke pembukuan, atau lebih khususnya lagi, penganggaran, Anda merasa hal ini ah, bisa diatur nanti. Padahal tidak. Membuat anggaran harus dilakukan sejak pertama kali bisnis Anda jalan.

Mengapa Penting Sekali Membuat Anggaran?

Aktivitas budgeting paling sederhana adalah memperkirakan dan mencocokkan antara pengeluaran dengan pendapatan. Hal ini saja sudah akan membantu pemilik usaha kecil untuk menentukan apakah mereka memiliki cukup uang untuk membiayai operasi dan memperluas bisnis. Tanpa rencana anggaran, bisnis berisiko menghabiskan uang lebih dari seharusnya atau sebaliknya, tidak menghabiskan cukup uang untuk mengembangkan bisnis dan bersaing.

Teknik Dasar Budgeting.

Setiap pemilik bisnis memiliki proses, situasi, atau cara penganggaran yang berbeda-beda. Contohnya, biaya sewa atau hipotek, tagihan listrik, gaji SDM, bahan baku, bunga pinjaman, dan pembayaran pajak. Ketika membuat anggaran, Anda harus mendetail setiap kemungkinan pengeluaran, dan diproyeksikan selama 1 bulan ke depan. Kemudian sesuaikan dengan modal dan pendapatan Anda. Di sini, Anda akan menemukan apakah bisnis Anda layak dijalankan atau justru tidak.

Selain Pengeluaran, Anda Harus Membuat Proyeksi Pendapatan.

Anda dibilang berbisnis ketika mampu menghasilkan revenue / pendapatan / pemasukan. Jika tidak, maka Anda sedang menjalankan organisasi (meskipun beberapa organisasi bahkan juga telah menghasilkan revenue). Maka, penting sekali untuk membuat proyeksi pendapatan, katakanlah, selama 1 tahun ke depan. Bukan berarti Anda harus merasa bersalah jika dikatai bahwa Anda membangun bisnis semata-mata untuk mengejar profit. Lagipula, bagaimana Anda bisa mengembangkan bisnis Anda kalau tidak dari profit? Ketika Anda mengajukan pinjaman pun, investor akan melihat dari proyeksi revenue Anda.

Hasilnya?

Dari sini, Anda dapat mencari tahu apakah beban rata-rata untuk biaya overhead, utilitas, tenaga kerja (menambah karyawan), bahan baku, dan lain-lain masih bisa Anda tanggung. Selain itu, Anda dapat memperkirakan atau meramalkan kapan Anda memiliki uang ekstra untuk memperluas bisnis Anda, atau masuk ke dalam tabungan pribadi Anda.

Jadi Sobat Studentpreneur, mari mulai bisnis dengan logika yang cerdas dan rasional. Bagaimana menurut Anda? Mari berdiskusi di kolom komentar! Anda juga bisa mendapatkan informasi bisnis anak muda kreatif melalui Facebook atau Twitter Studentpreneur. [Photo Credit: Chris]

sumber : http://studentpreneur.co/sebelum-memulai-bisnis-anda-bisa-mulai-membuat-anggaran-biaya-dulu/

MY STARTUP :

A story with millions of choices in it.

Try to imagine this. When you're reading a story on the web or blog, you are given two choices. You can choose the next story based on your own choice. After selecting then you can continue reading the story. Shortly afterwards you will be presented back to the 2 other options. The next choice is up to you. Then you continue the story you are reading. After that you will be faced again with 2 choices. So onwards.

If you feel curious then you can re-read the story by changing your selection. Then you will see a different story with the story that you have read previously. The question now is why is this so? Because the storyline will be varying according to your choice. 

Based on the above, then you are faced with two choices. Are you interested in reading my story is? Or you are not interested at all. The choice is in your hands.

If you are interested then spread widely disseminated this article to your family, friends, neighbors, and relatives. You can also distribute it on facebook, twitter, goggle +, or other social media that this article be viral in the world. By doing so it is a new entertainment industry has been created.

Its creator named Richard Nata.

The full articles that talks about this: 

1. A Story That Surprised The World.  http://richardnata.blogspot.com/2015/03/a-story-that-surprised-world.html

2. Set yourself the next story.  http://richardnata.blogspot.com/2015/01/tentukan-sendiri-jalan-cerita.html

3. a story with so many choices.  http://richardnata.blogspot.com/2015/02/a-story-with-so-many-choices.html

4. A story with tens of thousands of articles.  http://richardnata.blogspot.com/2015/03/a-story-with-tens-of-thousands-of.html

5. A story with millions of choices in it. http://richardnata.blogspot.com/2015/03/a-story-with-millions-of-choices-in-it.html

6. You are the main character in the story you are reading. http://richardnata.blogspot.com/2015/02/you-are-main-character-in-story-you-are.html

7. life and death, blessing and cursing, from the main character in the hands of readers. http://richardnata.blogspot.com/2015/03/life-and-death-blessing-and-cursing.html

8. Preparing a story carefully. http://richardnata.blogspot.com/2015/02/preparing-story-carefully.html

9. How to make a story with tens of thousands of articles? http://richardnata.blogspot.com/2015/03/how-to-make-story-with-tens-of.html

10. Read a story with a lot of choices on the web or blog is far more interesting than reading a book or books. http://richardnata.blogspot.com/2015/02/read-story-with-lot-of-choices-on-web.html

11. In 10-20 years into the future to read the story in a book will be abandoned. http://richardnata.blogspot.com/2015/02/in-10-20-years-into-future-to-read.html

12. Startup with earning millions - tens of millions of dollars annually. http://richardnata.blogspot.com/2015/02/startup-with-earning-millions-tens-of.html

13. Start-up strategy in order to earn millions to tens of millions of dollars annually. http://richardnata.blogspot.com/2015/02/start-up-strategy-in-order-to-earn.html

  

14. Looking for investors for startup that produces millions to tens of millions of dollars annually. http://richardnata.blogspot.com/2015/02/looking-for-investors-for-startup-that.html

15. Open offer letter to investors. http://richardnata.blogspot.com/2015/04/open-offer-letter-to-investors.html

16. Why should you invest in my startup? http://richardnata.blogspot.com/2015/02/why-should-you-invest-in-my-startup.html

17. If a story can generate tens of millions of US dollars, then what if made many stories? http://richardnata.blogspot.com/2015/02/if-story-can-generate-tens-of-millions.html

18. Conclusion: In theory, in 10-20 years into the future, my startup income, amounting to hundreds of million USD annually can be obtained easily. http://richardnata.blogspot.com/2015/02/conclusion-in-theory-in-10-20-years.html

19. Summary of my startup. http://richardnata.blogspot.com/2015/03/summary-of-my-startup_48.html

Are you interested in my offer?

Do you want to be an investor in my startup?

If yes, don't hesitate to contact me as soon as possible.

Thank you.

Lord Jesus bless you.

Amen

P.S. The offer letter I gave also to the hedge funds and venture capital and other major companies in the entire world. So who is fast then he will get it.

P.P.S. If you are not interested in my offer, it is a good idea to periodically review my blog to see the development of my blog.  http://richardnata.blogspot.com

If I've made a story on my blog and get a multiplication of clicks then you should know that the readers liked my story.